With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group.
To undertake a credit risk assessment of all non -scored personal lending requests. The role holder will be require to apply the canons of good lending to each proposition and to make recommendations / modifications to the proposal so the request constitutes an acceptable risk to the Bank.
Key responsibilities and approximate time split:
RISK ASSESSMENT :90%
Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Absa Bank Policies and Standards. Understand and manage risks and risk events (incidents) relevant to the role.
Skills required to undertake the role:
Knowledge of the Bank’s products, services and policies and/or other specialist knowledge required to undertake the role:
Other requirements specific to the role:
Training likely to assist effectiveness in the role and may have been completed prior to undertaking this role:
Additional details of exceptional aspects of the demands of the role:
EXTENSION FOR EVALUATION PURPOSES
-At least 2 yrs experience in a branch environment particularly Advances/Lending.
Mental Demands / Judgment and Initiative:
Percentage of communications demands ((Both spoken and written).
: Staff in own area 60 %.
: Staff outside own area 20%.
: Internal Customers & External Customers 20%.
: Other 0 %.
Business Improvement Orientation (Meets some of the requirements and would need further development), Digital familiarity (Meets all of the requirements), Enabling team success (Meets some of the requirements and would need further development), Experience in a similar environment, Further Education and Training Certificate (FETC) – Business, Commerce and Management Studies, Openness to change (Meets some of the requirements and would need further development), Operational administration (Meets some of the requirements and would need further development), Product and/or Service Knowledge (Meets some of the requirements and would need further development), Quality orientation (Meets some of the requirements and would need further development)